*APY = Annual Percentage Yield. Dividend rates and APY may change at any time. The APY shown above assumes that all principal and dividends remain on deposit for the entire term. Fees could reduce earnings on the above accounts. The dividend rate may be calculated using two different rates. The dividend rate will appear as a blended APY on your monthly statement.
**Tier 1: Accounts with 0-19 debit card transactions per month balances of at least $1.00 will earn 0.05% APY. Tier 2: Accounts with 20-39 debit card transactions per month and enrolled in e-statements will earn 2.75% APY on balances from $0-$10,000. Balances $10,001 and above will earn .05% APY. Tier 3: Accounts with 40 or more transactions per month and e-statements will earn 5.00% APY on balances from $0-$10,000. Balances $10,001 and above will earn .05% APY. Balances over $10,000 earn 0.05% APY. The dividend rate may be calculated using two different rates. The dividend rate will appear as a blended rate on your monthly statement.
***Our Shared Matching Program is open to members with low to moderate income through May 31, 2026.